Rates

Savings Dividend Rate APY* Term
Shares 1.00 1.00 n/a
Share Draft 0.25 0.25 n/a

APR=Annual Percentage Rate APY=Annual Percentage Yield. Minimum Deposit of $5.00 to open a Share Account. Minimum $50.00 to open Share Draft Account . Penalties and fees may apply for balances that fall below the minimum.



Certificates Dividend Rate APY* Term Minimum Deposit
6 Month - Biannual Dividends
1.25
1.250
6 500.00
6 Month - Monthly Dividends
1.25
1.257
6
500.00
6 Month - Quarterly Dividends 1.25 1.256 6 500.00
12 Month - Annual Dividends
1.75
1.750
6
500.00
12 Month - Monthly Dividends 1.75 1.764
12
500.00
12 Month - Quarterly Dividends 1.75
1.762
12 500.00
18 Month - Annual Dividends 2.00 2.000 18 500.00
18 Month - Monthly Dividends 2.00 2.018 18 500.00
18 Month - Quarterly Dividends 2.00 2.015 18 500.00
24 Month - Annual Dividends 2.25 2.250 24 500.00
24 Month - Monthly Dividends 2.25 2.273 24 500.00
24 Month - Quarterly Dividends 2.25 2.269 24 500.00
36 Month - Annual Dividends 2.50 2.500 36 500.00
36 Month - Monthly Dividends 2.50 2.529 36 500.00
36 Month - Quarterly Dividends 2.50
 2.524 
36
500.00
48 Month - Annual Dividends
2.80
2.800
48
500.00
48 Month - Monthly Dividends
2.80
2.836
48
500.00
48 Month - Quarterly Dividends
2.80
2.830
48
500.00
60 Month - Annual Dividends
3.15
3.150
60
500.00
60 Month - Monthly Dividends
3.15
3.196
60
500.00
60 Month - Quarterly Dividends
3.15
3.187
60
500.00

 

APR=Annual Percentage Rate APY=Annual Percentage Yield

You may elect to receive dividends paid monthly, quarterly, or annually. The minimum balance to open a share certificate is $500.00. There are no activity fees or maintenance fees associated with share certificates. Early withdrawal penalties apply.
 
Share and Certificate rates are subject to change at any time.
 
Last updated: 06/10/2010.