SHAREDRAFTS
If you want a convenient service that earns you money and costs you less,
our Share Draft/Checking is for you!
Once you compare your current Checking Account with these great features, you will want to switch today!
NO monthly service charge with a minimum balance of $50 (accounts that fall below $50 during any given month assessed a $2.00 fee).
Your Share Draft/checking account will earn dividends on the average daily balance (rate adjusted monthly).
Dividends are paid the last day of the month.
Enables you to apply for a Debit/ATM Card , saving you time and adding convenience to your life.
We offer Overdraft protection from your Shares upon request. We offer an Overdraft Loan up to $500.00 upon approved application.
In order to open an account, add a signer or make a loan, Federal Law (USA Patriot act of 2001*) now requires us to obtain and retain information for identity verification purposes. * The Uniting and Strenghtening America by providing appropriate tools required to intercept and obstruct terrorism (USA PATRIOT) act of 2001 requires financial institutions to take steps to obtain and verify certain identifying information for any person opening an account; maintain records of the information used to verify the person's identity; and determine whether the person apprears on any list of suspected terrorists provided by the Federal government.